all-risks
all-risks — adjective
1. describing an insurance policy that pays for any kind of loss or damage, except
describing an insurance policy that pays for any kind of loss or damage, except for the causes of harm that the policy document names as not covered
Marcus took out an all-risks policy for his laptop before moving to Mexico.
attributive noun: all-risks + policy
The art gallery's all-risks insurance covered the water damage to the oil paintings.
attributive noun: all-risks + insurance
Lina checked whether her all-risks travel insurance would pay for the cancelled flight.
A standard home policy may not cover accidental breakage, but an all-risks plan does.
- comprehensive
broader term; comprehensive insurance may still list many exclusions
- named-perils
opposite approach: covers only the risks named in the policy
文法句型
all-risks + [noun: policy / insurance / coverage]
用法筆記
This term is used only before a noun such as 'policy', 'insurance', 'plan', or 'cover'. It describes a type of insurance, not a company or a person.