unsecured
unsecured — adjective
1. describing a loan or debt that a bank or other lender provides without requiring
describing a loan or debt that a bank or other lender provides without requiring the borrower to put up any valuable item or property as a guarantee that the money will be paid back
Hyun took out an unsecured loan from the city bank to open her small bakery.
collocation: 'unsecured loan'
Asher's credit card debt was unsecured, so the company could not take his house.
Shirin compared interest rates on several unsecured personal loans before applying.
The bank offered Nora an unsecured line of credit with no collateral required.
- unguaranteed
more formal, less common in everyday use
- secured
the standard opposite, describing a loan backed by collateral
文法句型
unsecured + noun (loan, debt, credit)
be + unsecured
用法筆記
The subject is usually the loan, debt, or credit itself, not the borrower. For example, say 'an unsecured loan' not 'an unsecured borrower'.
常見錯誤
2. not firmly attached, closed, or locked; not protected from danger, risk, or unwa
not firmly attached, closed, or locked; not protected from danger, risk, or unwanted access
Constanza saw the ladder was unsecured against the wall and asked a coworker to hold it.
pattern: linking verb + unsecured
Anong reported that the back door was unsecured and quickly turned the lock.
The movers tied down the unsecured boxes in the truck before driving off.
The gardener left the gate unsecured, so the neighbour's dog ran into the yard.
- loose
more common for physical objects that are not firmly attached
- unlocked
specifically about doors, windows, or containers not secured by a lock
- unfastened
describes something not closed or tied shut
文法句型
be + unsecured
feel/look + unsecured
leave something + unsecured
用法筆記
In this sense, 'unsecured' is often used with verbs of perception (feel, look, seem) or with 'leave' to describe a state of incomplete fastening or protection.