all-risks
all-risks — 形容詞
1. describing an insurance policy that pays for any kind of loss or damage, except
全險
承保所有風險，除非明列不保
describing an insurance policy that pays for any kind of loss or damage, except for the causes of harm that the policy document names as not covered
Marcus took out an all-risks policy for his laptop before moving to Mexico.
Marcus 在搬到墨西哥之前，替他的筆電投保了全險保單。
attributive noun: all-risks + policy
The art gallery's all-risks insurance covered the water damage to the oil paintings.
這間藝廊的全險保單理賠了油畫遭水損害的費用。
attributive noun: all-risks + insurance
Lina checked whether her all-risks travel insurance would pay for the cancelled flight.
Lina 確認她的全險旅遊保險是否會理賠航班取消的損失。
A standard home policy may not cover accidental breakage, but an all-risks plan does.
一般的居家保單可能不賠意外破損，但全險方案會理賠。
- comprehensive
broader term; comprehensive insurance may still list many exclusions
- named-perils
opposite approach: covers only the risks named in the policy
文法句型
all-risks + [noun: policy / insurance / coverage]
用法筆記
This term is used only before a noun such as 'policy', 'insurance', 'plan', or 'cover'. It describes a type of insurance, not a company or a person.