fund

fund — 名詞

1. money that people or organisations keep for a specific goal, such as paying for

1.名詞A2
釋義

專款

為特定目的儲存的錢

money that people or organisations keep for a specific goal, such as paying for a child's education or rebuilding after a disaster.

例句

The school created a fund to help students pay for sports equipment and uniforms.

學校設立了一筆專款,幫助學生購買運動器材和制服。

fund for [purpose] with infinitive

Andrei puts money into a travel fund each month to visit his family abroad.

Andrei 每個月都會存錢到旅遊專款帳戶,以便出國探望家人。

同義詞
  • reserve

    emphasises money kept for emergencies rather than ongoing purposes

  • pool

    suggests money contributed by multiple people and shared

  • endowment

    more formal; money given to an institution that uses the interest, not the principal

文法句型

fund for [purpose]

用法筆記

Often used in compound nouns such as pension fund, trust fund, or scholarship fund — the second noun names the purpose.

常見錯誤

The company set up a fundation for employee training.
The company set up a fund for employee training.
💡'fundation' is not a word; 'foundation' is a type of organisation, while 'fund' is the money itself.

2. the money that someone can use for the things they need to buy or pay for, such

2.名詞B1
釋義

資金

可供使用的金錢

the money that someone can use for the things they need to buy or pay for, such as salaries, materials, or services.

例句

The hospital does not have enough funds to hire more nurses this year.

這間醫院今年沒有足夠的資金來聘請更多護理師。

often plural: enough funds / lack of funds

Public funds were used to repair the old bridge in the centre of town.

公部門資金被用來修復鎮中心那座老舊的橋。

同義詞
  • resources

    broader — can include non-monetary assets such as staff and equipment

  • capital

    focuses on money used for investment or business growth, not daily spending

  • money

    more general and less formal; 'funds' sounds slightly more professional in business contexts

文法句型

funds for [purpose]

用法筆記

Almost always appears in the plural (funds) when used in this sense. Singular fund in sense 1 refers to a specific designated pool; plural funds means money in general.

常見錯誤

The company doesn't have enough fund to expand.
The company doesn't have enough funds to expand.
💡In this meaning (available spending money), use the plural form 'funds'.

3. a company or organisation that collects money from many investors and then buys

3.名詞B1
釋義

基金

管理投資的金融機構

a company or organisation that collects money from many investors and then buys stocks, bonds, or other assets with the aim of earning a profit.

例句

Hugo invested his savings in an international fund that buys shares in technology companies.

Hugo 將積蓄投資於一支國際基金,該基金購買科技公司的股票。

invest in a fund / mutual fund / index fund

The pension fund owns shares in hundreds of companies around the world.

這檔退休基金擁有全球數百家公司的股票。

同義詞
  • investment trust

    a specific type of fund whose shares are traded on a stock exchange

  • portfolio

    refers to the collection of investments themselves, not the organisation

  • mutual fund

    the most common type of fund for individual investors in the US

文法句型

fund + that [clause]

用法筆記

Commonly appears in compounds such as mutual fund, hedge fund, index fund, and pension fund. Unlike sense 1, sense 4 refers to the organisation itself, not the sum of money it holds.

常見錯誤

I put my money in a fund that the bank manages it.
I put my money in a fund that the bank manages.
💡Do not repeat the object pronoun after 'that'.

4. a large supply of a non-monetary resource, such as knowledge, experience, or a p

4.名詞B2
釋義

儲備;庫存

大量的非金錢資源

a large supply of a non-monetary resource, such as knowledge, experience, or a personal quality like patience or humour.

例句

Grandma has a fund of funny stories from her years as a primary-school teacher.

奶奶從她當小學老師的歲月裡累積了大量有趣的故事。

fund of + stories / knowledge / experience (figurative)

The old fisherman had a fund of knowledge about the tides and local sea life.

那位老漁夫對潮汐和當地的海洋生物有著豐富的知識。

同義詞
  • wealth

    can also be figurative (a wealth of information), but sounds more modern and less formal

  • store

    suggests something you draw upon repeatedly, like a store of energy

  • pool

    suggests a shared resource; a pool of talent, a pool of applicants

文法句型

fund of [something]

用法筆記

This sense is noticeably more formal and slightly dated than senses 1 and 2 (the financial senses). Common in set phrases: a fund of stories, a fund of knowledge, a fund of goodwill.

fund — 動詞

fund — 縮寫