microcredit

microcredit — 名詞

1. small amounts of money that organisations lend to people with low incomes, often

1.名詞B2
釋義

小額信貸

提供給低收入者的微型貸款

small amounts of money that organisations lend to people with low incomes, often to help them start or expand a small business.

例句

The non-profit offers microcredit to women in rural communities who want to open small shops.

這家非營利組織為農村婦女提供小額信貸，幫助她們開設小商店。

collocation: offer microcredit

A microcredit of two hundred dollars helped Diego buy tools and start his repair shop.

一筆兩百美元的小額信貸幫助Diego購買工具，開設了自己的修理店。

collocation: a microcredit of [amount]

同義詞
  • microloan

    refers to the specific sum of money lent, whereas microcredit describes the broader lending scheme

  • microfinance

    a wider term that includes savings accounts, insurance, and financial training alongside lending

用法筆記

Typically uncountable. Often used in discussions of international development and poverty-reduction programmes.

常見錯誤

❌She used a microcredit to buy a new television.
✅She used a microcredit to start a small bakery.
💡Microcredit is meant for business or income-generating activities, not for ordinary consumer purchases.