superannuation
superannuation — 名詞
1. money that is regularly put aside during a person's working life, usually by bot
退休金
員工與雇主共同提撥的退休儲蓄
money that is regularly put aside during a person's working life, usually by both the employee and the employer, so that it can provide income after the person stops working
Noor's employer pays twelve percent of her salary into a superannuation fund each month.
Noor 的雇主每月將她薪資的百分之十二存入退休金基金。
collocation: superannuation fund
After working for thirty years, Liang started receiving monthly payments from his superannuation.
工作了三十年後，Liang 開始從他的退休金中每月領取給付。
In Australia, superannuation contributions are taken directly from each worker's pay.
在澳洲，退休金提繳款是直接從每位員工的薪資中扣除的。
Beatrix checks her superannuation balance each year to see if she is saving enough.
Beatrix 每年查看她的退休金餘額，確認自己的儲蓄是否足夠。
Many employers in New Zealand offer several superannuation plans for their staff to choose from.
紐西蘭的許多雇主會提供多種退休金方案讓員工選擇。
- pension
broader term that can refer to either a government payment or an employer-funded retirement scheme
- retirement fund
more general term used internationally; lacks the specific AU/UK legal framework
- super
informal Australian abbreviation, extremely common in everyday speech
- 401(k)
US-specific employer retirement savings plan with a different tax structure
用法筆記
Frequently shortened to 'super' in informal Australian English. In the United States, the equivalent is usually called a '401(k)' or 'retirement plan'.